Effat University , IRTI and INCEIF


 The 5th Islamic Finance Conference (IFC 2019) ON


Date: December 1st 2019

Venue: Effat University, Jeddah, Kingdom of Saudi Arabia

You are cordially invited to submit your research papers for presentation at the 5th Islamic Finance Conference (IFC 2019) on December 1st, 2019 that will take place in Jeddah (Saudi Arabia). The IFC 2019 is organized by Effat University, the Islamic Research and Training Institute IRTI and the International Center for Education in Islamic Finance INCEIF. The aim of this conference is to bring together the local and international researchers, scholars and policymakers to present and to discuss research in the field of financial technology, smart contracts and Islamic financing.


Following the success of the previous Islamic Finance Conferences, Effat University, the Islamic Research and Training Institute IRTI, and the International Center for Education in Islamic Finance INCEIF are organizing the 5th IFC scheduled to be on the December 1st 2019 in Jeddah, Saudi Arabia. Themed “ISLAMIC BANKING AND INSURANCE IN THE ERA OF DIGITAL TRANSFORMATION”, the forthcoming IFC 2018 is expected to platform academicians, scholars, researchers, professionals, bankers, insurers and other stakeholders to be together to discuss the revolutionary technology of Blockchain and digital transformation that the Islamic finance ecosystem could leverage to exponentially enhance business processes and streamline operations.

The digital transformation could include smart contracts and blockchains, cryptocurrencies, cybersecurity, Insure Technology, Crowdfunding, payment platforms as an emerging channels that could be utilized in the Islamic banking and insurance industry. The Digital Transformation and Fintech offer a tremendous amount of opportunities available for bankers and insurers to achieve multiple strategic objectives such as financial inclusion, customer-oriented financial services, operation excellence and competitive advantage.

The IFC 2019 addresses the question of what role digital transformation and blockchain technologies play in Shariah banking and Islamic insurance, and How Muslim entrepreneurs, bankers, insurers and small businesses could benefit from blockchain and Fintech?



  • To enrich the theory of Islamic financial innovation and its role in financing SMEs.
  • To highlight the significance of FINTECH and practice of digital insurance and banking.
  • To address various issues currently faced by Islamic finance technology.
  • To assess the current innovative efforts of the Islamic finance industry.


Deadline for abstract submission       :           September 30th

Notification for abstract acceptance   :           October 10th

Deadline for full paper submission     :           November 20th

Conference dates                                     :           December 1st   

LANGUAGES   –  The language of the conference will be in English.



The main topics of the conference include, but not limited to:

  • Islamic banking and Insurance
  • Takaful and Waqf
  • Digital banking
  • Fintech and Saudi vision 2030
  • Ethics and regulation of digital Islamic finance
  • Blockchain and cryptocurrency
  • Crowdfunding
  • Issues with Islamic financial innovation
  • Shari’ah scholars and SSBs and their position vis-à-vis Islamic financial innovation.
  • Dynamic Islamic Capital Market
  • Entrepreneurship
  • Islamic Finance and SME Financing


Authors are invited to submit their full papers in English, in Word formats. Submissions should be made though email or ConfBay website ( Contact person: Dr Tahar Tayachi

Any submissions after the September 30th will not be entertained. All the papers’ submission are peer-reviewed and the decision notification is made latest by October 10th.

            Both theoretical and empirical papers are considered by the conference. The authors are required to use the following format:

  • Length: 10 to 15 pages, Font Times New Roman, size 12, 1.0 line spacing (single space), A4 paper size, Margins: 1 inch or 2.5cm
  • Author(s) names, affiliation, correspondence address, and email address should be provided in title page
  • Between three to six key words should be mentioned by the author(s)
  • Tables and figures should be placed in their appropriate location in the paper
  • References should follow APA format

Registration Fees : No registration fees

Conference Publication :

Selected papers presented in the conference would be published in a special issue of the following ABS/Scopus Indexed journals:

Journal of Islamic Business and Management (JIBM) JIBM,

ISRA International Journal of Islamic Finance,

Islamic Economic Studies, and

International Congress on Islamic Economics and Finance (ICISEF)

Call for Papers
International Congress on Islamic Economics and Finance (ICISEF)
October 21-23 October 2015
Sakarya, Turkey
Event Website:
There has been growing interest in the field of Islamic Economics and Finance across the World, Muslim and non-Muslim countries alike. The stunning interest toward Islamic financial services stems from the fact that Islamic finance is growing much faster than the conventional one. Global Islamic investments have been reached to a great magnitude. However, this interest puts pressure and responsibility on the researchers and the professionals in the field of Islamic Economics and Finance to develop and promote truly Islamic ways of finance, investment and business.
To this end, Sakarya University, one of the leading institutions in Turkey in Islamic Economics and Finance, is organizing an international congress on Islamic Economics and Finance. The University is the first one in Turkey with its pure graduate program in the area of Islamic Economics and Finance and offers many elective undergraduate courses as well. Sakarya University has been organizing workshops in the field.“Islamic Economics and Finance Education”, “Public Participation Banking”, and “Financial Engineering and Fatwa Processes” have been the topics covered in the workshops so far. Now, the University has decided to organize first international congress on Islamic Economics and Finance in collaboration with Durham University, UK.
International Congress on Islamic Economics and Finance (ICISEF) will be held during 21-23October, 2015.The objective of ICISEF-2015 is to provide a platform for researchers, academicians as well as industrial and business professionals from all over the world to present their research papers in the area of Islamic Economics and Finance. It is expected that ICISEF-2015 would serve as a discussion forum and platform and that strengthen the link between academia and industry.
The Institute of Social Sciences and the Research Center for Islamic Economics and Finance at Sakarya University cordially invite abstracts and full length research papers from researchers to address any area of Islamic economics and finance including but not limited to:

Islamic Economics
Real sector
Business Ethics
Consumer Ethics
Income distribution, poverty
Labor disputes
Waging practices
Behavioral economics
Developmental issues
Islamic Banking
Financing modes
Risk management
Islamic Banking practice
Liquidity Management
Corporate social responsibility
Accounting in Islamic Banking
Islamic Capital Markets
Islamic indices and mutual funds
Asset management
Islamic financial literacy
Islamic ratings
Islamic Business
Marketing ethics
Corporate governance and social responsibility
Hiring practices
Halal industry
Fatwa procedures
Shariah boards
Differences in FiqhJurisdictions
Halal food
Dispute settlements

Papers in Turkish, English and Arabic are welcome and simultaneous translation will be provided.
“Best paper” award will be granted for a paper for each of the following categories: Islamic Economics, Islamic Finance, Islamic Banking,Fiqh, and “young academician”
The papers presented in ICISEF-2015 will be considered for publication in the Research Journal of Islamic Economics and Finance (REJIEF)

Islamic Financial Services Industry Stakeholders to Discuss New Financial Architecture and its Challenges in 7th IFSB Annual Summit in Bahrain

As the world emerges out of recession, financial authorities the world over are in the process of developing and implementing a comprehensive infrastructure to address the new challenges confronting the international financial system. Given the scale and scope of the crisis, confronting these new challenges would inevitably involve discussions and actions for an integrated crisis management framework. The G20 for example has launched an agenda to reform financial regulations, the key areas of which include the strengthening of international frameworks for prudential regulation, the review of the scope of regulation, the revision of accounting standards, and more effective oversight of credit rating agencies as well as strengthening risk management.

These new challenges are also relevant to the global Islamic financial services industry, which needs to ensure its resilience, as well as how it might contribute to global financial stability and sustained economic growth. This is most pertinent as the financial crisis has stimulated greater international interest in Islamic finance and its potential role in shaping a future sustainable global financial system.

The Islamic Financial Services Board (IFSB) is at the forefront of international efforts to increase regulatory cooperation and to introduce common prudential and supervisory standards for the global Islamic financial services industry (IFSI). Professor Rifaat Ahmed Abdel Karim, IFSB Secretary-General, emphasised that any new financial architecture or financial reforms must also accommodate the specificities of Islamic finance. “Since the distinctive characteristics of Sharī`ah-compliant financial transactions raise a number of issues related to the risks borne by institutions offering Islamic financial services (IIFS), and failure to adequately recognise and manage these risks could impose systemic risk to the entire financial system and jeopardise the stability and soundness of the industry,” he added.

As such, the need to develop uniform prudential and best practices standards that are tailored to the specific characteristics of these IIFS is vital.

Against the above backdrop, the theme of this year’s 7th IFSB Annual Summit “Global Financial Architecture: Challenges for Islamic Finance” could not be more pertinent. The Summit is due to be held on 4 – 5 May 2010 at the Ritz-Carlton in Manama, Bahrain, which the Central Bank of Bahrain is hosting.

It will be attended by key regulators in global IFSI, who have all confirmed their participation. These include, among them, the participation of the Central Banks of Bahrain, Kuwait, Lebanon, Mauritius, Nigeria, Saudi Arabia, Singapore, South Korea and Sweden. The participation of the regulators from new markets in Northern Europe and Africa is indicative of the growing worldwide interest in the industry.

For instance, Stefan Ingves, Governor, Central Bank of Sweden and Rundheersing Bheenick, Governor of Bank of Mauritius will both be making their debut participation at an IFSB Annual Summit. Similarly, Sanusi Lamido Aminu Sanusi, the new Governor of the Central Bank of Nigeria, has also confirmed his participation. Bank of Mauritius became a Full Member of the IFSB in November 2007, and the Central Bank of Nigeria in April 2009. Both are on the IFSB Council. On top of these regulators, several international organisations including the Bank for International Settlements, International Organisation of Securities Commisions, The World Bank, and market players from various industry segments, including financial institutions, advisory firms, international credit rating agencies and law firms have also confirmed their participation.

The main issues of this year’s Summit are reflected in the five session topics which are:

  • The Changing Landscape of Financial Regulation: Implications for Islamic Finance
  • Macro-Prudential Surveillance Issues for Islamic Finance
  • New Architecture for Liquidity Management for Islamic Financial Instruments
  • Balanced Growth of Islamic Finance – the Sectoral Composition of the Islamic Financial Services Industry as a Contributor to Growth with Stability
  • New Islamic Financial Architecture: Challenges Ahead

The main proceedings will be preceded by two traditional pre-Summit events – a Public Hearing on IFSB Exposure Draft and the IFSB Country Showcases, both of which have proved popular and informative in the past.

This year the Public Hearing will be on the IFSB Exposure Draft on Solvency Requirements for Takāful Undertakings. The Public Hearing is held within the Public Consultation period of a proposed draft standard, which is part of the due process in the IFSB preparation of standards. Under Article 4 (a) of the IFSB Articles of Agreement a key objective of the standard-setting Board for global Islamic finance is “to promote the development of a prudent and transparent Islamic financial services industry through introducing new, or adapting existing, international standards consistent with Sharī`ah principles, and recommend these for adoption.”

The main proceedings will be preceded by two traditional pre-Summit events – a Public Hearing on IFSB Exposure Draft and the IFSB Country Showcases, both of which have proved popular and informative in the past.

This year the Public Hearing will be on the IFSB Exposure Draft on Solvency Requirements for Takāful Undertakings. The Public Hearing is held within the Public Consultation period of a proposed draft standard, which is part of the due process in the IFSB preparation of standards. Under Article 4 (a) of the IFSB Articles of Agreement a key objective of the standard-setting Board for global Islamic finance is “to promote the development of a prudent and transparent Islamic financial services industry through introducing new, or adapting existing, international standards consistent with Sharī`ah principles, and recommend these for adoption.”

There will also be a number of country showcases organised on 3rd May 2010. These IFSB Country Showcases are an effective platform for selected countries to portray their Islamic finance initiatives and experiences in adopting and promoting the growth of a sound and stable Islamic financial services industry, and presented to a high profile, focused group of potential investors and stakeholders. It is also an excellent opportunity for networking and opening doors to potential investments and business partnerships – from among the IFSB members as well as the local, regional and international financial community – specifically those attending the Summit.

The 7th Annual IFSB Summit aims to harness the latest developments and issues in the regulation, prudential standards, current market practices and future challenges. It aims to keep participants informed about the developments of the global Islamic financial services industry; to provide a platform for dialogue among peers; and to provide participants a platform to contribute to the future direction of the industry!

source : ifsb

Islamic Banking: A Global Necessity – Seminar organized by Karachi University

Islamic principles provide us every opportunity to live a peaceful social life, Islamic Banking is one of those blessings that are brought to us by the new era of technology and banking.  

Islamic principles provide us every opportunity to live a peaceful social life, Islamic Banking is one of those blessings that are brought to us by the new era of technology and banking.

Islamic banking gives us facilities similar to the conventional banking but it never leaves the sphere of Islamic law and principles. The problem is that we lack the psyche that probes inquiry into such matters.

These notions were expressed by Vice Chancellor Karachi University (KU) Prof Dr Pirzada Qasim Raza Siddiqui, while presiding over a seminar organised by University of Karachi in collaboration with United Chartered Bank, USA at a local hotel titled Islamic Banking: A Global Necessity on 13th February 2010.

The VC encouraged linkages between Islamic Banks worldwide and the Universities of Pakistan.

Asif Aslam (CEO) United Chartered Bank USA declared that in the last decade, Islamic finance has enjoyed robust growth rates of 15-20 percent per year.

“There are now approximately 500 Islamic financial institutions in over 51 countries. The largest market in this field comprises of more than 1.39 billion Muslims worldwide.

Other speakers highlighted the benefits of Islamic Banking which includes an additional check and balance because of which they were able to survive the recent global recession,” he said.

It was also told that Islamic banking was trying to convert challenges into business opportunities with Islamic (Ethical) finance.

Prof Dr Abdul Rashid, Prof Masroor Ali Qureshi, Dr Muhammad Ilyas, Maulana Dr Khalil Ahmed Azmi, Syed Tanveer Hussain, Prof Muhammad Saleem Memion, Dean Faculty of Arts, KU, and others spoke on the occasion. Whereas, Prof Dr Abuzar Wajidi, Dean Management Sciences, KU, and a number of teachers and students from madarsaas and from various Universities of Pakistan attended the seminar.

source : nation

Jordan to hold First Islamic Finance and Investment Forum next month

Jordan will host next month the First Islamic Finance and Investment Forum for the Middle East IFIF to discuss the role, functions and responsibilities of central banks in Islamic banking, Islamic funds & alternative investments, the situation of Islamic finance in the Middle East.

The event which will take place on the 2nd and 3rd of March at The King Hussein Bin Talal Convention Center on the Dead Sea shores, will shed light on current trends and critical issues in Islamic finance and investment, particularly in the Middle East, according to an organizers’ statement released on Wednesday.

The two-day gathering will also tackle identifying the driving forces of global Islamic banking, Sukuk, challenges facing Islamic finance in light of the global financial crunch.

The forum will be coupled with an exhibition that will feature products and services related to Islamic finance.

The event is in co-ordination with Ministry of Finance, Ministry of planning and International Cooperation, Islamic Development Bank, International Islamic Financial Market, Islamic International Foundation for Economics & Finance, Bahrain.source: JNA

2nd International Conference on Islamic Global Business and Entrepreneurship with theme Smart Partnership Glory

The College of Business, Universiti Utara Malaysia in collaboration with the University of Damascus Syria, the University of Yarmouk Jordan, Malaysian Embassy and Malaysian Student Department in Jordan and Syria, JAKIM and YaPEIM are pleased to announce the 2nd International Conference on Arab-Malaysian Islamic Global Business

and Entrepreneurship. Recognizing the pivotal role of partnership in every aspect of business practice, the conference chooses -“Smart partnership-glory” as this year’s theme.

The conference will be held at The University of Yarmouk Jordan and The University of Damascus Syria. The Universities established in 1976 and 1923 respectively, are leading universities not only in their home country, but also in the Middle East region. The long history of education and research in both institutions, provide an ideal place for the conference.

Venue: Jordan & Syria

Date: 20-24 March 2010

Source : cob/uum

Islamic Finance Industry On Major Globalisation Drive

images39Representative of the expanding UK Islamic Finance industry, UK Trade & Investment (UKTI) has announced the launch of the UK Pavilion at the 14th Annual World Islamic Banking Conference (WIBC). The WIBC, scheduled to be held at the Gulf International Convention Centre, Kingdom of Bahrain on 8th to 10th December 2007, is the largest and most significant gathering of Islamic banking & finance industry leaders in the world.

As part of its World Comes to WIBC banner, the conference has also announced the inaugural Country Focus Roundtable, a panel discussion building and analyzing the burgeoning international footprint of Islamic Finance and featuring experts from UK, Europe, South Africa, Asia and North America. While growth continues to surge for Islamic Finance in the traditional geographic markets; countries in Europe, North America and Asia have also created enabling regulatory environments that have set the industry on a major globalization drive. Chief among these is the UK, which has 5 GCC-sponsored Sharia’ah compliant banking authorizations in the pipeline.

The UK Pavilion at WIBC, officially sponsored by UKTI along with the London Stock Exchange (LSE) and a range of established major institutional supporters, will feature a high-powered delegation of decision-makers representing key banks and institutions based in the UK, including the LSE. Nearly 40 companies based in the Middle East have raised capital on the LSE, which is also home to a number of Sukuk, collectively valued at £3.5bn. The LSE has played a major role in the development of Islamic Finance in the UK and aims to attract more Sharia’ah compliant finance to the UK markets.

Along with the UKTI, LSE and the other UK-based financial institutions, the Kuwait-based real estate investment advisory house, Global Securities House (GSH UK) will also be showcasing their services during the conference. With major initiatives already underway to establish London as a key European centre for Islamic finance, the UK Pavilion at WIBC 2007 has been planned as a dynamic and interactive space to meet with those leaders who are currently forging the UK’s role in Islamic banking

As Richard Thomas, Managing Director of GSH highlights:

“GSH (UK) is one of a number of GCC-sponsored Shari’ah-compliant financial services companies expanding in the City of London, following recent regulatory and legislative developments in the UK. The UK Pavilion at WIBC is a great opportunity for leading UK based companies to showcase the opportunities for collaboration and explain the implications of the development of Islamic finance in the world’s No 1 financial centre. Groups like GSH (UK)’s parent, GSH and the Securities House of Kuwait, have had the vision to capitalise on the UK’s enthusiasm to provide a level playing field for Shari’ah-compliant inward investment into UK’s regulated financial services. The UK already has 5 GCC sponsored Shari’ah-compliant banking authorisations either granted or in process. We are proud of the opportunity to showcase the developments in London that benefit the Islamic Financial Services industry worldwide.”

In addition, WIBC 2007 will also highlight key developments in other dynamic markets for Islamic finance, including South Africa, Malaysia and North America. Now in its 14th year, the WIBC is attracting 1,000 delegates representing over 35 countries each year.

Source ; prolog

The 2nd Islamic Banks and Financial Institutions Conference

180px-Syria_-_Damascus_-_Ummayed_Mosque_OverviewThe 2nd Islamic Banks & Financial Institutions Conference in Syria

  under the Slogan ” Islamic Banking – Investment Banking”

at Four Seasons Damascus Hotel on 12-13/03/2007

The 2ND Islamic Banks and Financial Institutions Conference in Syria Attended by more than 700 participants representing Islamic banks, financial institutions, commercial and investive banks, academic, governmental and Shari’ a bodies, industrialists, traders, economists, political and diplomatic missions, ministries, and the chambers of commerce, industry and tourism, the second Islamic banks and financial institutions conference in Syria has started activities on Monday 12/3/2007, with an international participation covered the following countries (Qatar , Sudan , Pakistan, Germany, UK , Malaysia, India, Swiss, Bahrain, Yemen, Saudi Arabia, U.A.E , Jordan, Lebanon in addition to Syria). The opening session included the speech of: Mr. Maher Abdul Hak, General Manager of Al-Salam for Conferences, Mr. Hussein Al-Meezah, Vice chairman and Managing Director Al-Salam Bank ( Bahrain ), Mr. Muhammad Abdul Latif Al-Mana, Vice Chairman Qatar Islamic Bank, His Eminence Dr. Sheikh Ahmad Badr Eldeen Hassoun, Grand Mufti of Syria, Dr. Saber Muhamad Hassan, Governor, Bank of Sudan, Riad Salameh, Governor of Central Bank of Lebanon, Sheikh Abdullah bin Saud AL Thani, Governor of Qatar Central Bank, and Dr. Adib Mayaleh, Governor of Central Bank of Syria, who opened the conference with a welcoming speech in which he wished for all participants to get the most of this event and said: “ On the Occasion of the Second Islamic banks and Financial Institutions Conference, which activities came as a completion to what we have started in the First Islamic Banking that been held two years ago, I would like to address the economical activists in general and the banking sector activists in particular, saying that be sure that the Government and the Central Bank of Syria are working together to support your steps, eliminate the obstacles, and to open all possible ways to make your works successful, as your success is our success and your failure will make us review our policies to reach the stated goal ” and he concluded his speech stating that “ The Establishment of Islamic bank in Syria comes in accordance with the serious approach adopted by Syria , to meet the requirement of a wide range of our community, the banking sector variation, freshen the investive climate, attracting the highest possible number of investment opportunities, and to collaborate in founding projects that conform with Islamic Shari’a. Sheikh Abdullah bin Saud AL Thani, Governor of Qatar Central Bank spoke throughout the opening session and said “We, in the state of Qatar, Congratulate Syria for the success achieved in overstepping the difficulties that accompanied the financial reform with the least negative effects, that been reflected clearly in the stability of the Syrian National Currency exchange, which gave the whole Syrian Economy a high reliability and helped absorbing the effects that accompanied the financial reform decisions, that were taken by the Central Bank of Syria in the last few years. We, from our wide experience in the field of Islamic Banking, are ready to exchange expertise in this regard with the Central Bank of Syria, for our mutual benefit”. In his speech, His eminence Dr. Sheikh Ahmad Badr Eldeen Hassoun, Grand Mufti of Syria said: “The Second Islamic Banks and Financial Institutions in Syria coincides with the start of Islamic banking operations for more than one Islamic bank, having completed their public subscription process. And added “The conference’ slogan refers to the true and comprehensive meaning of Islamic Banking, which is investment banking, touches the various areas of investment activities (agriculture, industry, trade, health and services) taking into consideration the Shari’ a controls, the ethical values and the spiritual principles that are formalized by Allah for the happiness of all Humanity, in order to make the economy an integrated benefit economy; not a conflicted benefit economy”. Mr. Maher Abdul Hak, General Manager of Al-Salam for Conferences (The Organizers) in his speech said “This year’s conference takes an extra importance being coincided with the launch of Islamic banks and with the increasing number of foreign banking investments that are coming towards the new promising Syrian market. We hope for this conference to contribute in reflecting the real openness that Syria is witnessing under the wise leadership of His Excellency Mr. President Bashar Al-Assad, in a way that provides a close look into the available investments in the Syrian Market. The successful foundation of banking operations will lead “God willing” to the foundation of an Islamic Stock Market, as this conference will show the possible means through focusing on the experience of some countries in this regard like Sudan, Qatar and Pakistan…” Following the opening session, Dr. Adib Mayaleh , the Central Banks Governors, His Eminence the Grand Mufti of Syria in addition to senior officials and participants, opened the associated exhibition, in which the following parties participate: Al-Salam Bank ( Bahrain ) , Qatar Islamic Bank ( Qatar ) , Central Bank of Qatar (Qatar), Real Estate Bank ( Syria ) , International Turnkey Systems – ITS (Kuwait) , Al-Aqeelah (Kuwait), Aref Group (Kuwait) , Al Baraka Banking Group (Bahrain) , Universal Payment Services – UPS (Kuwait), Tadhamon International Islamic Bank (Yemen), Path–Solutions (Kuwait), Cham Bank (Syria) , Investment Dar (Kuwait), Islamic Development Bank ( Saudi Arabia ) , Wahoud Group (Syria) Jordan Islamic Bank (Jordan), Islamic Insurance Company (Jordan), TechnologyWorld (Kuwait), Arab American Takaful Insurance (Jordan), CreditCard Services Company (Lebanon), Al-Bayan Economic Magazine (Lebanon) , Syria Steps (Syria), Al-Eqtesad Magazine (Syria) , Arab Advertising Organization (Syria), Islamic Finance Information service – IFIS (India), Shirkah (Swiss) The conference speakers’ list included: Dr. Sheikh Ahmad Badereldin Hassoun, Grand Mufti of Syria. Sheikh Abdullah bin Saud AL Thani, Governer of Qatar Central Bank. Mr. Riad Salameh, Governor of Central bank of Lebanon. Dr. Saber Muhammad Hassann , Governer of the Central Bank of Sudan. Dr. Abdul Latif Abood – General Manager, Insurance Supervisory Commission Dr. Mulham Dibo, Chairman & General Manager , Real Estate Bank (Syria) Dr. Nidal Al-Sha’ar, Secretary General, Accountancy Commission of the Islamic Mr. Hussein Al-Meezah , Vice Chairman & Managing Director (Al-Salam Bank Bahrain) Mr. Salah Al-Jaida, Chief Executive Officer (Qatar Islamic Bank) Mr Mohammad Al Mana, Vice Chairman ( Qatar Islamic Bank ) Sheikh Hamed Muhammad Khajah – Chairman of Al-Aqeelah ( Kuwait ) Dr.. Nabil Nussaief, head of Islamic Banks bureau – Islamic Development Bank (Saudi Arabia) Mr. Adnan Al-Musallam, Chairman and Managing Director, Investment Dar, (Kuwait) Dr. Faisal Al-Khateeb, Vice Chairman – Al-Cham Bank (Syria) Mr. Hassan Al Ammary, Al Tawfik for investment funds (Saudi Arabia) Mr. Abdulbasit Ahmed Al-Shaibei, Chief Executive Officer, Qatar international Islamic Bank (Qatar) Dr. Abdul Kawee Radman, International Investment Manager – Tadhamon International Islamic Bank ( Yemen) Mr. Baker Mahmoud Rihan,General Manager Asst of Jordan Islamic Bank (Jordan) Mr. Ahmad Al- Sabagh, General Manager The Islamic Insurance Co. ( Jordan) Dr. Mousa . M .M .AL Qudah Resident, sharia Board Member, and Member of the Board of Directors at AL – Barakah Takaful (Jordan) Mr. Irfan Siddiqui, President of Meezan Bank (Pakistan). Mr. Haitham Abdou , Senior Manager , International Turnkey Systems ( ITS ) Mrs. Entisar Al seuidi ,General Manager, Universal Payment Services (Kuwait) Mr. Nazzem Yaghmour- EVP-Business Development, Path Solutions (Kuwait) Dr. Wahbeh Al-Zuhaile, head of Shari’ a Supervisory commission atAl- Cham Bank (Syria) Dr. Abdul Sattar Aboghedeh, Head of Shari’a Commission – Al Baraka Group Dr. Hussam Al-deen Farfour, Vice President of Al-Fatuh Al-Islamee Association Dr. Ala’ Al-deen Za’tari, Al- Fatwa Secretary– Ministry of Endowments Mr. Khaled Al Kharji, Banking Supervision & Examination Department, Central Bank of United Arab Emirates (UAE). Miss Malak Ghanem, Head of Banks Supervision Department, Jordan Central Bank (Jordan) Miss Azza Al-Rabat, director of Banks Supervision Department, Central Bank of Syria (Syria